Task 2: What is the reason for IPO underpricing?
Read Arikawa & Imad’Eddine (2010) and McClane (2016) and answer the above question based on the authors’ views. Include in your discussion whether or not you agree with the author’s opinions and support any arguments you make with academic literature. 

Task 3: Can we live without banks?
In your answer, clearly define “banks” for the purposes of your essay and support any arguments you make with academic literature. You should discuss arguments for and against the issue and express your own views supported by literature.

Bullet points can be used in the work.

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