Discussion question

There has been a lot of controversy surrounding the concept of student loans and how they are presented to potential students by recruitment personnel from institutions of higher education. Discuss what you believe should be the primary or fundamental information that students should have when determining how to finance their college education. Be sure to include Satisfactory Academic Progress (SAP) in your discussion..

Discuss how this might be different for undergraduate versus graduate education. Support your responses, and offer your suggestions for potentially changing how loans for students are offered.

Resources to use:

Gleason, B. (2011). Is college worth it? Answer may depend on accurate net-price estimate [Blog post]. Retrieved from https://chronicle.com/blogs/brainstorm/is-college-worth-it-answer-may-depend-on-accurate-net-price-estimate/36848

Carey, K. (2011). The U.S. should adopt income-based loans now. Chronicle of Higher Education, 58(10). Retrieved from https://chronicle.com/article/The-US-Should-Adopt/129504/

Supiano, B. (2012). Franklin & Marshall caps loans for middle-income students [Blog post]. Retrieved from https://chronicle.com/blogs/headcount/franklin-marshall-caps-loans-for-middle-income-students/32344

Freedman, J. (2014, February 10). Risky business: Why student loans are the worst way to fund college. Forbes Investing. Retrieved from https://www.forbes.com/sites/joshfreedman/2014/02/10/risky-business-why- student-loans-are-the-worst-way-to-fund-college/#3f25f9e41f1b

Freedman. I. (2014, February 11). Student loans are a drag on the economy and society. Forbes Investing. Retrieved from https://www.forbes.com/sites/joshfreedman/2014/02/11/student-loans-are-a-big-drag-on-the-economy-and-society/#58af2d425504

Freedman, J. (2014, February 12). Can we fix college with better student loans? Forbes Investing. Retrieved from https://www.forbes.com/sites/joshfreedman/2014/02/12/can-we-fix-college-with- better-student-loans/#530266574763

Chapters 6 and 7 in the Financing higher education worldwide: Who pays? Who should pay? textbook

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