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1-Missouri Employers are required to carry workers’ compensation insurance if they have ten or more employees. Missouri Employers involved in the construction industry are required to carry the coverage if they have one or more employees. This applies to all employers, regardless of whether the employees are part-time/casual laborers, full-time, or family members.

Generally, what is the deciding factor in classifying a worker?

8-Sole proprietorships are exempt from workers compensation coverage.

9-The IRS has a form that determines whether or not the worker is an employee or contractor, the Form SS-9.

10-Most states use the “ABC” test to determine the status of the worker.

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